Financial Services

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Service Offerings

Solutions:
Bank-in-a-Box | Reference Data Management | Mortgage Origination Platform | Loan Modifications

 

Mortgage Origination Platform


Mortgage Origination solution

Infosys BPO offers an integrated end-to-end platform and process outsourcing solution based on hosted software as well as processes in a managed services model with variable pricing.


Our offerings include:


  • Mortgage Origination Platforms - support retail, wholesale and correspondent channels
  • Implementation services
  • Platform maintenance and support
  • Operations outsourcing (across registration, pre-underwriting, underwriting, closing and post-closing
  • Infrastructure management / hosting
Challenge Solution Benefits
Lack of integrated offerings across the origination value chain
  • Origination platform supports the entire mortgage loan origination value chain including lead management and customer acquisition, application processing, underwriting, closing and funding
  • End-to-end operations management capabilities
One-stop shop for end-to-end lending process automation and process management
Retail channels gaining prominence at the expense of broker and correspondent Support for multiple parties within loan channels – wholesale, retail, correspondent, broker Capitalization of business opportunities within a single platform
Decreasing originations and increasing loan modification cases leading to fluctuating staffing requirements Ready availability of trained and deployable resources with experience spanning the entire mortgage value chain
  • Ramp up and downsize staff as the market demands from time to time
  • Lenders can prepare for cyclical changes in business in a better way
Aligning cost structures to business volumes "Pay as you go" - variable pricing model per loan origination and servicing Better cost predictability
Increasing regulatory compliance Robust regulatory compliance and reporting features Adherence to regulatory requirements

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Infosys BPO India offers an integrated IT-BPO delivery model